These are some of the questions that people frequently ask:
Who do you serve?
We work with individuals, families, businesses, trusts, partnerships, not-for-profit organizations and retirement plans who wish to pursue long-term goals based on our strategic approach to managing investments. We work with people who are coachable and recognize the value of professional guidance.
What is the process of becoming a new client?
The first step is to have a complimentary discovery meeting. During this initial meeting, we will find out about your needs, concerns and goals. We will also share with you the full scope of what we do for our clients and answer any questions that you might have. At the end of this discovery meeting, it should be fairly clear to both parties whether pursuing a professional working relationship is appropriate.
How are you compensated?
We believe in complete transparency when it comes to compensation. As a fee-only firm, we are compensated by collecting a fixed annual percentage of whatever investments we manage on behalf of our clients. Our annual fee ranges from 1.00% to .5%, based upon the value of the account. We also charge a separate fee to perform a comprehensive investment analysis and/or financial plan for new clients. This planning fee ranges from $500 to $2,500 depending upon the circumstances and complexity of the plan. All forms of compensation will be disclosed to potential clients before any actions are taken.
Will my assets be safe?
Yes. We always work with an independent third-party custodian, such as Charles Schwab Institutional, to hold client assets. While clients grant us Limited Power of Attorney (LPOA) to execute transactions on their behalf, they always remain in control of their assets. Accounts are held in their name at the third-party custodian. This additional layer of safety insures that our client's assets are safe.
Is my information confidential?
Yes. We take this area of concern very seriously. We give each client a signed confidentiality agreement when we being our working relationship. Client information will never be sold. We may share your information with your other advisors (CPA, attorney, etc...), but only with your written permission.